Interest-Free & Long-Term Plans

  • Interest-free option for 3 or 6 months repayments.
  • Need more time? Long-term repayment plans are available for up to 60 months with APR 9.9% or 14.9%.

How Does It Work?

  1. Your dentist will provide you with an individual treatment plan first.
  2. Ask a staff member about finance options.
  3. We will send you the terms and conditions along with a link to your finance application.

We have partnered with Tabeo, which successfully provides our patients with dental loans.

Eligibility Criteria

To apply for finance, you must:

  • Be at least 18 years old
  • Have a UK bank or building society account
  • Have a UK address history of at least three years
  • Have a regular income of at least £10,000 per year
  • Have a debit or credit card
  • Be able to set up direct debit payments
  • Have a good credit history
  • Be a UK resident or have the right to stay in the UK for at least 12 months

Borrowing Amount

You can borrow as little as £1,000, subject to finance approval.


Click here to get a finance quote

Flexible & Affordable Dental Treatment for Your Child

Get the right treatment for your child when they need it, with flexible, affordable monthly payments - applying for a dental loan takes just 2 minutes!

Terms & Conditions

Important Information About Your Finance Plan

  • If any additional treatments or x-rays are required during your appointment, please note that these will incur an additional charge, and payment will be due in full on the day. Our dentist will inform you if this applies.
  • If the current treatment plan is no longer suitable and changes are required, we will discuss the options with you. You may choose to apply for a separate loan if you prefer for treatments not carried out on the day.
  • If you choose to cancel your treatment after financing has commenced, please be advised that a cancellation fee of 10% of the total cost will apply. In the event that the 10% cancellation fee exceeds the remaining balance, the difference must be paid directly to the practice.
  • Please be aware that you have a legal right to change your mind about the loan during the "Cooling Off Period," which lasts for 14 days following approval. However, if you wish to waive this period, you can select the "Waive my cooling off period" option in your Tabeo application. If waived, we can schedule the next appointment once the loan is approved, typically within 3-5 working days. Please note that no treatment can begin until the loan is fully approved.
  • A deposit is required to secure your next appointment, which will be refunded once the final appointment and treatment plan are completed. If you need to cancel or reschedule, please provide at least 48 hours notice. Failure to do so will result in a cancellation fee, and a new deposit will be required to rebook the missed or cancelled appointment. Deposit amounts vary depending on the procedure. We will inform you of the required deposit amount.
  • In order for the application to be completed please sign the Tebeo agreement and make the first payment.
  • Not available for orthodontic treatments (separate interest-free direct debit options are available for orthodontics only).
  • Patients must be registered with the practice and must have had a consultation with the dentist before applying for finance.
Happy Kids Dental Chelsea Ltd is registered in England and Wales No 16647029.
We are a credit broker and not a lender. We offer credit products from Tabeo.
Happy Kids Dental Chelsea Ltd is authorised and regulated by the Financial Conduct Authority FRN (FRN 777539) Credit subject to age and status.

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